Finding the right short term car insurance can be frustrating. Many people are looking for this affordable insurance product while traveling for on a foreign road trip or loaning a car to a family member. Whatever reason you may have for needing temporary coverage it is important to know your options. Not having the right coverage can leave you vulnerably exposed to higher premiums and loss of your no claim bonus. I would not recommended getting this insurance if you need coverage longer for a period of 28 days.
It is important to understand exactly what short term coverage is so you know what you are paying for and the exact coverage you have.
Basically if you need a friend or relative on your policy for a temporary period, you can do so with no risk to your own no-claims bonus.
Exactly what you are paying for with a short-term policy is simply but importantly less risk for the regular policyholder and instant coverage is available. Some great news is that is much easier and involves less paper work than adding a new driver to your policy.
When looking for short term car insurance, start with your current insurer. Most of the time your agent will be able to direct you to the cheapest and best policy for your needs. If you don't currently have an agent start your search online. You can quickly find available policies and even apply for them. Few people realize you may even pay for your temporary policy online right a way. It is never a good idea to drive unprotected. Accidents happen daily in unexpected times.
