Thursday, April 9, 2009

Health and safety Insurance for freelancers

Under UK laws, all employees of registered organizations need to be covered under a health insurance scheme. However, this does not cover contract workers. If you are working with an organization on project basis, you will not be covered under their insurance policy.

The same applies to you upon being an employer of a group of individuals, who again work with you on contractual terms.

Sourcing Health Insurance

The reason many do not opt for freelance health and safety insurance is that they are not aware of the options they have. Most freelance workers have the notion that they have to pay steep charges w.r.t abidance to any health and safety related policy.

But if you search hard enough, you can always find a health insurance company willing to cover you and your freelance employees – all within a reasonable premium. All you need is to be a little careful while reading through the policy fine prints before zeroing in on a deal that meets the interest of the health of your business’s as well as that employees working with you under certain contract.

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